Archive for wind claim atlanta

Were you denied on your roof claim?

Posted in Atlanta Hail Damage Information with tags , , , , , , on November 2, 2010 by HAPS

This year was a very busy year for roofing contractors throughout the Metro Atlanta area.  Many homeowners had their roofs replaced due to the hail and wind storms which occurred from Spring of 2009 through the Spring of 2011.  We’ve also seen a large percentage of homeowners who have been denied on their claims.  If you are one of these people, you are not alone.  It doesn’t seem fair that your neighbors all got a new roof and you didn’t.  We see it EVERY day.

The bottom line is, each claim is treated as an individual case by the insurance company regardless of what happened at your neighbor’s house.  Each adjuster has the right to approve or deny a claim, and each adjuster is different.  We’ve seen houses get denied which are in much worse shape than houses we’ve seen approved.  It’s totally subjective.

What can you do?  The answer is simple.  Protect your home now, and if possible, wait for the next storm. Why protect your home now?

If your roof is 5 years old we highly suggest you have maintenance done to your roof to “hold you over” until you need to replace your roof.  When your roof is built you generally have rubber pipe jacks around your plumbing pipes.  These sleeves dry rot after a few years, and they are a major cause of leaks.  Additionally, caulking is applied on any exposed nails and around areas where leaks are most likely to occur when the roof is built.  This caulk does not last for the life of your roof; and it needs to be redone every 2 or 3 years.

Roof Decking Damage from Leaks

We highly suggest you have your roof maintained by a company who knows how to properly maintain your roof to prevent major damage from occurring.  Home Asset Protection Services is that company.

We have several packages available to you.  We can replace all pipe jacks, caulk around all vents, fix flashing around chimneys and walls, and replace cracked or missing shingles where needed…..all for a very minimal cost.

While we know you’re disappointed that your roof didn’t get approved for replacement, we would like to help you maintain your roof until the next storm arrives.  If you need to replace your roof, we go over and above to ensure your roof will be installed properly, efficiently, affordable, and built to last.

As an extra bonus, during our maintenance work we will inspect your roof and let you know approximately how much “life” is left in your roof; and we will inspect your roof to determine if you should file a claim now or wait until the next storm.

Call 404-933-6610 if you live in the Metro Atlanta area to have one of our specialists discuss your options for maintaining your roof or visit our Homepage to fill out a form with your information and requests.

Of course….if another storm hits your area, call us and we’ll perform a free inspection to determine if you have enough storm damage to file a claim with your insurance company.  We’ll be honest.  Insurance claims are not a numbers game.  We don’t suggest you file unless you have damage.  We’ve been through hundreds of adjuster inspections so we know what they look for, we know what they approve, and we know the best practices of helping you get approved when you deserve it.  We do suggest that you never have an adjuster inspect your roof without an experienced roofing company to represent you during the inspection.  It improves your chances of approval dramatically.

Call us at 404-933-6610 if you would like to discuss your options for protecting your roof.  We put Honesty and Courtesy first!