Archive for roofing company Sandy Springs

Wind Damage Roofs in Metro Atlanta 2017

Posted in Claims Guide, Roof Leaks, Roofing Articles, Wind Damage with tags , , , , , , , , , , , , , , , , , on October 31, 2017 by HAPS

 

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Missing Shingles

Many homeowners experience damage to their roof when high winds occur during storms.  Sometimes it’s minor, and sometimes it’s major.

Insurance companies pay for wind damage in certain situations, but not in every situation.  Depending on insurers standards, the adjuster determines IF enough damage has occurred to justify replacing the roof.

First, you need to know what is determined as wind damage.  Tree damage is obvious. Missing shingles are obvious. Bent/creased shingles are not easily recognizable unless you climb on the roof to inpect the damage.

Why would an insurance company pay for a roof replacement for damaged shingles? Because a leaking roof causes more damage, and if interior damage occurs…the cost of the claim increases…especially if mold remediation/prevention is needed.

Understand, however, insurance companies aren’t going to pay to replace your roof “just because you need a new roof”. Insurance is not a roof replacement payment plan although many treat it this way.

If you have wind damage, leaks, etc., we recommend having your roof inspected to determine corrective action.  It may just be a repair, it may be worn out elements of your roof, i.e pipe boots, sealant around vents, nail pops, etc.  If the damage is significant, a claim may be warranted.  If the damage is minor, a repair may be all you need.  Either way, if shingles are damaged…a leak is coming sooner or later.

It’s not necessarily a claim worthy event “just because your neighbor got a new roof”. We see this often.  Frustrated homeowners because they didn’t get a new roof paid for after filing a claim.  Unfortunately, a claim goes on your record whether you get approved or denied.  This is just an opinion, but if you get too many claims on file…you may get dropped by your insurer.  Honestly, many “roof salesmen” don’t worry about this. They just want to “hopefully” get you a new roof.

At Home Asset Protection Services, or HAPS for short…we specialize in roof repairs.  We can fix anything on your roof.  Our roof repair technician Richard has been repairing leaks for 25+ years…and believe this….there is a right way and a wrong way to repair a roof.  If we see significant damage, we’ll suggest filing a claim as an option….but we’ll also give you a price for a repair.  This allows you the opportunity to make your own decision without pressure or false hope.

If you have concerns about your roof, call us at 404-933-6610 to discuss your issues.  We mostly service Gwinnett County including Suwanee, Sugar Hill, Buford, Dacula, Norcross, Duluth, Lawrenceville, and surrounding cities including Duwoody,, Flowery Branch, Gainesville, Sandy Springs, and Doraville.

We’re not storm chasers. We’re a roofing company with a proven track record of quality work, honest assessments, and fair pricing.  Our motto is to “do it right the first time’, and you have no idea how important this is.

If you have already been approved for a wind damage roof claim, we’ll be happy to assist you with the process.  The paperwork (adjuster summary) is hard to understand, and we will guide you through the process by educating you on the claim paperwork, making sure you have been properly compensated for replacement costs, and filing paperwork with insurance company to get back your recoverable depreciation.  So many don’t understand this.  IF you do the work, you generally get a final check for the depreciation which is withheld from initial claim check.  In other words, everything is paid for but your deductible.

Call George at 404-933-6610 if you have any questions.

 

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